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Showing posts from March, 2016

Credit is an important piece to the puzzle

At Innovative Property Investments, we understand that credit is an important piece to the purchasing puzzle that our clients will need to reach the home ownership finish line.  That is why it is important for us to help our new clients take the right path to “independent home ownership.” False Beliefs: Most people who have had what we call “A Credit Event” are led to believe that their right to home ownership has been revoked and that their credit is a cross that they have to carry around for 7 to 10 years. (Friends, family, co-workers and THE MEDIA all contribute to this false belief.) The Truth Is: “Credit is just a time frame.” This is the first thing our clients discover! And you can see how liberating this knowledge is: No one can stop you from getting financing a home because of credit. The right question to ask is “How fast can we reach the finish line with the right credit plan in place.” It is our job to fast track your home ownership through credit planning....

Hidden Savings Secret

Today’s interest rates are at their lowest levels. Home prices are more affordable today than they were in the entire past decade. Owning a home is often less expensive than renting - even without looking at the biggest hidden secret to savings. In fact, tax savings and benefits are often unknown to new and prospective home owners. Let me explain. When you pay mortgage interest on your primary residence rather than rent, you get to deduct these expenses on your tax return. Claim More Exemptions Immediately But not only that! Even as you move in to your own home, you get to claim more exemptions with your employer immediately. That means you will see an immediate increase in your monthly take-home pay, because less tax will be withheld from your monthly paycheck. If you account properly for the tax savings, owning a home can cost up to 30% less than renting, and sometimes your savings can be even greater. It Makes Sense To Own… The “Power of Ownership” and being able to d...